by Larry Ferstenou | Success
Are you among the millions of American workers who would like to retire by age 55? If so, do you have what it takes-motivation and effective strategies? While the determination will have to come from within, here are three investment moves that can spell the...
by Larry Ferstenou | Success
A rule of thumb among financial advisors is that, when you retire, you need 70 percent or more of your pre-retirement income to maintain your lifestyle. But whether or not that rule will apply to you depends on the lifestyle you choose to live both before and during...
by Larry Ferstenou | Success
A rule of thumb among financial advisors is that, when you retire, you need 70 percent or more of your pre-retirement income to maintain your lifestyle. But whether or not that rule will apply to you depends on the lifestyle you choose to live both before and during...
by Larry Ferstenou | Success
Most of today's senior citizens enjoy ample financial security-more than generations before and surely more than generations to follow. For that they can thank the three-legged stool, a metaphor describing three sources of retirement income: employer-paid...
by Larry Ferstenou | Success
Is your future retirement in jeopardy? It may be if you are in your 20s, 30s, or 40s. With Social Security facing insolvency in a projected 14 years, employer-funded pensions continuing to decline, and few people saving enough, many in the future are going to find it...
by Larry Ferstenou | Success
Depending on the source you read, Social Security is facing a crises in either 14 or 38 years-the difference between those two numbers can be attributed to the "trust funds." The issue is not the existence of these trust funds, but whether or not there will be...
